Credit Risk 101

Objectives

To give a working knowledge overview of how businesses make money lending and the tools and techniques used and a mange the risks associated with money lending.

Course Overview

  • How do lenders make money?
  • A customers journey when borrowing
  • What is credit scoring?
  • Acquiring customers: How to lend to the right customers
  • Risk Reporting
  • Account management: Nurturing your customer
  • Collections & Recoveries: What to do when things go wrong. 
  • Regulations Basel, IFRS9, ICAAP and ILAAP

Learning Outcomes

At the end of this seminar, delegates will know:

  • The lifecycle of credit products.
  • The factors of product profitability.
  • Key metrics used analysing risk in a portfolio.
  • Techniques used to develop credit strategies.
  • The importance of account management.
  • Basic principles of credit scoring.
  • An overview of regulations related to retail lending.

Deliverables

As part of the of the workshop delegates will receive:

  • Printed copy of workshop slides.
  • Workshop case study manual.
  • Certificate of completion.
  • Digital badge verifying completion of the workshop.
  • 1 to 1 mentorship/career development appraisal meeting within 6 months of completion.

Who Should attend?

  • Analysts involved in monitoring or setting credit strategy.
  • Managers responsible for credit policy.
  • Experienced professional new to portfolio management.
  • Graduates looking to pursue a career in credit risk/ retail lending.

Format

Workshops are split between formal presentations where delegates will learn theory and practical activities where the learning are applied to an ongoing case study.

Duration & Location

Open workshops are regularly held through the year at a range of locations and are available to all members of the public. Contact us for the next available dates.

In Person Open Workshop

  • Classroom based.
  • Host cities include London, Edinburgh and Tokyo.
  • Delivered over 2 sequential days, on-site.

Online Open Workshop

  • 6 sessions.
  • Hosted via Google Meet
  • Delivered either as 3 sessions per day over 2 days or 5 sessions spread over a week (5 mornings).

Pricing

Open Workshops

First delegate: £1,700
Each subsequent delegate: £1,500
* Fees excluding VAT

In House Seminars

We can offer our workshops as in house at a date and locations to suit you. Hosting a in house workshop is generally more cost effective than our open workshops if you have multiple delegates wishing to attend. Additionally in house workshops can be tailored to suit the needs of your delegates, covering.
Contact us for more information on in house workshops.

Contact Us

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