To lay the foundations of credit risk management, using score-based policies for decision making, for those new to Credit Risk and those requiring an overview of lending techniques.

• How do Banks make money? Influencing the bottom line 
• Credit Risk toolkit: principles of scoring and the organisation 
• Acquisition strategies: balancing risk vs reward 
• Account management strategies: learning through limits
• Collections strategies: focussing effort for best returns
• Management information: strategy and portfolio evaluation
• Measuring bad debt: consistency and clarity
• The regulatory environment: who and what are Basel, IFRS9 and GDPR?
• The real world: own company experience

At the end of this seminar, delegates will know:

• Key elements of product profitability – and the inter-relationships with customer behaviour
• Bank balance sheet basics
• Principles for building credit scorecards and designing score-based strategies
• Management information techniques for refining strategies and portfolio monitoring
• Role of risk appetite for informing company strategy
• Metrics for defining delinquency, provision and default
• Key regulation governing credit risk
• How the events of 2007-2008 shaped the industry today

As part of the of the workshop delegates will receive:

• Printed copy of workshop slides.
• Licensing rights for usage of the model development frameworks outlined in the course.
• Workshop case study manual.
• Certificate of completion.
• Digital badge verifying completion of the workshop.
• 1 to 1 mentorship/career development appraisal meeting with in 6 months of completion.

• Credit Risk professionals using credit score in their current role.
• Managers responsible for credit models.
• Data Scientist new to credit risk.
• Auditors covering credit models.
• 1 year of experience in credit risk or data science is recommended.

Workshops are split between formal presentations where delegates will learn theory and practical activities where the learning are applied to an ongoing case study.

Open workshops are regularly held through the year at a range of locations and are available to all members of the public. Contact us for the next available dates.

First delegate: £2,000
Second delegate: £1,700
Each subsequent delegate: £1,500
* Fees excluding VAT

We can offer our workshops as in house at a date and locations to suit you. Hosting a in house workshop is generally more cost effective than our open workshops if you have multiple delegates wishing to attend. Additionally in house workshops can be tailored to suit the needs of your delegates, covering.
Contact us for more information on in house workshops.